Metric 01
4.8/5
client rating
UK CREDIT HELP
Smarter Credit Help
Compare loan options, check affordability, and build a clear repayment plan. Crediteo helps UK consumers and small firms make better borrowing choices.
Metric 02
180+
plans reviewed
Metric 03
24 hrs
first reply time
HOW IT WORKS
Four clear steps
A clear look at your borrowing profile, score signals, and next steps.
48-hour review
Credit Review
From £79
A clear look at your borrowing profile, score signals, and next steps.
Same-week shortlist
Loan Compare
From £99
60-minute call
Debt Plan
From £149
01For loans and cards
Refinance Check
From £129
Check if a refinance could lower costs or spread payments more cleanly.
0230-day plan
Score Boost Plan
From £89
Action steps that focus on missed payments, credit use, and account mix.
03For homes and firms
Affordability Check
From £69
Review income and bills so you know what may fit before you apply.
OUR SERVICES
Credit help built around your needs
We check your credit details, debts, and goals, then spot the main gaps.
01
Review File
02
Compare Options
03
Set the Plan
04
Move Ahead
CASE STUDIES
Real results for UK clients
Credit check review Loan shortlist of three Affordability check Debt plan notes One follow-up call
One-off reviewOne-off review
Starter
From £149
- Credit check review
- Loan shortlist of three
- Affordability check
- Debt plan notes
- One follow-up call
Most popularBilled monthly
Signature
From £379/mo
- Full credit assessment
- Loan comparison table
- Debt consolidation plan
- Refinance review
- Two strategy calls
- Repayment schedule
Monthly retainerMonthly retainer
Scale
From £899/mo
- Full cash flow review
- Multi-loan comparison
- Business repayment plan
- Refinance options pack
- Three strategy calls
- Lender prep notes
WHAT CLIENTS SAY
Clear help, steady results
We compared two loans and set a lower monthly payment before the busy quarter.
Retail
Shop owner cut loan costs before stock season
We compared two loans and set a lower monthly payment before the busy quarter.
Self-employed
Builder cleared card debt into one fixed plan
Property
Landlord checked refinance timing on two flats
Hospitality
Cafe team sorted cash flow before new hires
SME
Online seller improved borrowing readiness
Consumer credit checks
Sophie Grant
Borrowing cost reviews
Daniel Akhtar
Repayment planning
Priya Menon
Affordability checks
Owen Davies
Proof
Customer notes
Verified
“Crediteo made our loan options easy to compare and saved us days of guesswork”
Maya Collins
Cafe owner, North & Bean
Verified
“The repayment plan was plain and useful, and we knew what to do next”
Tom Barlow
Self-employed builder
Verified
“Our credit review found issues we had missed, and the fix list was simple”
Aisha Rahman
Finance manager, Oakridge Trades
Service area
Greater London
London, Croydon, Wembley, Stratford, Ealing
Area 01
Greater London
London, Croydon, Wembley, Stratford, Ealing
Area 02
South East England
Reading, Brighton, Guildford, Maidstone, Oxford
Area 03
West Midlands
Birmingham, Coventry, Wolverhampton, Solihull
Area 04
North West England
Manchester, Salford, Liverpool, Preston, Warrington
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Questions
Common questions
Quick answers before visitors choose a product, service, or next step.
01What does Crediteo help with?+
We review credit, compare loan choices, and build repayment plans for UK consumers and small firms with clear next steps.
02Do you advise on debt consolidation?+
Yes. We look at your debts, monthly costs, and cash flow, then show clear consolidation options that fit your budget.
03Can you check affordability?+
Yes. We review income, outgoings, and borrowing size so you can see what may fit before you apply.
04Do you help improve credit scores?+
We point out the main fixes, like missed payments, high use, and old accounts, then map the next steps.
05Is Crediteo for small businesses too?+
Yes. We help sole traders and small firms compare credit, plan repayments, and review refinance options.
06How do I start?+
Book a call, share a few details, and we send the next steps and a clear plan for your case by email.
Get monthly credit tips
Get short credit tips, repayment ideas, and loan checks for UK homes and small firms. One email a month, no noise.